Multifamily Financing — All 50 States

Multifamily Construction &
Bridge Financing.

Zion Capital Warehousing Group arranges senior debt, mezzanine, preferred equity, and JV equity for multifamily development and value-add acquisitions nationwide — from $5M to $75M, at up to 75% of total cost.

Loan Amount
$5M – $75M
Max Leverage
75% LTC
Typical Close
45 Days
Structures
Debt + Equity

What We Finance

Multifamily transactions we regularly capitalize, from ground-up development through recapitalization.

/Ground-up construction (garden, mid-rise, and wrap product)
/Construction-to-permanent financing
/Value-add acquisition and renovation bridge loans
/Build-to-rent and single-family rental portfolios
/Co-GP and LP joint venture equity
/Preferred equity behind existing senior debt
/Cash-out refinance on stabilized assets
/Partner buyouts and recapitalizations

How The Capital Stacks Up

Most multifamily development deals need more than one layer. We arrange all of them.

1ST LIEN

Senior Construction Debt

Up to 75% LTC, interest-only during construction, with construction-to-perm options on qualifying assets.

2ND POSITION

Mezzanine & Preferred

Gap funding behind the senior loan so sponsors preserve equity and keep control of the project.

EQUITY

Co-GP & LP Equity

Joint venture equity for sponsors with a strong track record and a deal that pencils.

Multifamily FAQ

Common questions from sponsors and brokers on multifamily debt and equity.

How much multifamily construction financing can Zion arrange?

We arrange multifamily loans from $5M to $75M, with larger transactions considered on a case-by-case basis through our institutional capital relationships. Leverage typically reaches 75% of total cost on ground-up construction.

Do you offer non-recourse multifamily loans?

Non-recourse and partial-recourse structures are available depending on sponsor experience, leverage, market, and asset stabilization. Recourse terms are negotiated deal by deal rather than set by a fixed program.

How fast can a multifamily construction loan close?

Typical closings run about 45 days from a complete document package. Bridge and acquisition transactions on stabilized multifamily can move faster. Submitting a full package up front is the single biggest factor in closing speed.

What markets do you lend in?

Zion Capital Warehousing Group arranges multifamily financing in all 50 states, including primary, secondary, and tertiary markets.

Do you provide joint venture equity for multifamily development?

Yes. We place co-GP and LP equity alongside sponsors on ground-up multifamily development, and can layer preferred equity or mezzanine debt behind a senior construction loan to complete the capital stack.

Next Step

Send us the deal.

Tell us the market, unit count, total cost, and timeline. We will tell you quickly whether we can finance it and what the structure looks like.

Get A Term Sheet
$5–75MLoan Range
75%Max Loan To Cost
50States Covered